Friday 20 November 2009

Early Advice For New Drivers Who Want to Get Car Insurance

Once you're a new driver, do not expect to have the beginner's luck when getting a car insurance policy. Most insurance companies charge higher premiums to a new driver especially if he or she is a teenager. Fortunately, everyone probably has passed this stage. So we can learn from what they have discovered in getting discounted insurance rates for new drivers.

Recommendations, tips and suggestions have been gathered on this article so that new drivers can get more information on how to save on car insurance premiums. Here are some of the few advices that you can try for yourself so you would not have bad headaches thinking about your high monthly insurance premiums.

Even if you are considered an amateur driver, one of your brothers or even your parents may already have enrolled in an auto insurance policy. You can ask to also be enrolled on the same car insurance under your dad's so you won't be needing to purchase a new one. Many insurance agencies give family member discounts. Another thing is, if your parents have purchased many insurance plans other than an auto insurance in the same company, that insurer would likely give you a discount since there are more than one insurance plan under the insurer. It is like loyalty discount. So you can take a look at your family's insurance coverage plans.

If you are a new teen driver studying in high school or in college, it is also advisable to excel in your class, or at least get an average grade B. Most insurance companies give discounts to students with good grades. When you're a good student, you will have good discounts too, at least from car insurance deals.

It is also an advantage if you take a defensive driving course. This will show that you have enough knowledge on safety driving. More importantly, get a cheaper and safer car with a lot of safety driving tools inside- this is assuming you still have not bought your car of choice. If your car is less expensive and is not a sports-looking car, car insurance companies would still give you discount even if you are one of the new drivers.

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Article Source: http://EzineArticles.com/?expert=Ray_Rubio

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